First time buyers

Your home may be repossessed if you do not keep up repayments on your mortgage.

Buying your first home can be both exciting and daunting. It will certainly be the largest purchase you’ve made, so you need to get it right. Before you pick up your keys to your new home, there are quite a few steps that we will guide you through.

Prior to booking any viewings or looking online, you need to make contact with us.

On your first appointment, we’ll discuss your circumstances, go through your affordability and your future plans. From this appointment, if everything was set to go, we should be able to provide you with a decision in principle.

This enables you to have the knowledge of your affordability and therefore when making offers on a property, will put you in a stronger buying position.

We will be there for you throughout your entire home buying journey. We can answer any questions you have: believe us we have heard them all before and nothing is a silly question.

When you come to us we’ll search with a comprehensive panel of lenders, to ensure we are looking for the most suitable mortgage for you. This way you don’t have to go from bank to bank to check all of their deals, you can come to one place and we’ll do the leg work for you.